Frequently Asked Questions

Membership

  • Why should I join the CAC Grading Club?

    Why? Because you can submit your coins for Grading services directly to us from the comfort of your own home. And what’s more? We’ll give you $99 in grading credits and access to other members only benefits discussed on our Grading Club page.  

    For an annual fee of just $99 (prorated for when you join), the CAC Grading Club provides a gateway to numerous benefits and privileges:

    • Immediate Coin Submission – As a Club member, you can submit both vintage and modern coins for grading at your convenience, ensuring your collection remains up-to-date and in your control.

    • Grading Credits – Receive $99 in grading credits annually (prorated for your first year based on when you join), making the assessment of your treasured coins both easy and more affordable.

    • Convenience and Quality – Submit your coins from the comfort of your home, confident in the knowledge that they are being assessed by the foremost experts in the field.

    • Access to Member Specials – Joining today gives you access to exclusive pricing benefits, as announced.

  • Do I have to be a member in order to submit coins?

    Yes. At CAC, we only accept submissions from our members. We do this so that we can focus on providing the best grading experience for all of our submitters. If you are interested in becoming a member, there are two options:

    1. Collectors should join the CAC Grading Club, and 
    2. Dealers can contact us at help@cacgrading.com or 757-800-1750 to apply for membership.

    If you do not want to become a member, you may still submit to CAC through one of our many authorized dealers. Click here to find a dealer near you!

  • Can Club members submit for our Stickering service?

    In short, no. Club members have direct submission privileges for all Grading services but are not permitted to submit directly for Stickering services. To submit for Stickering, you'll need to work with one of our many authorized dealers. Click here to find a dealer near you!  

    Why?

    Unfortunately, CAC Stickering in NJ is running at full capacity and unable to accept new members. We pride ourselves for quick turnaround times, accurate grading standards, and friendly customer service. Opening up the stickering service to new members would not be fair to our existing CAC stickering members. CAC Grading in Virginia Beach has a much larger staff and a beautiful new facility that is able to accommodate new members while implementing the same stringent grading standards and professionalism.

  • How do I become a CAC Submission Center?

    Once you are an approved CAC dealer member, you may request to be a Submission Center via an email to help@cacgrading.com

    Below are some other considerations and restrictions to being a CAC Submission Center.

    We’re committed to keeping our Authorized Dealer directory clear and accurate for collectors. Each dealer receives one listing per permanent, publicly accessible location that is open for normal business hours year-round.

    • If you operate multiple brick-and-mortar stores that each offer full CAC submission services, you’re welcome to apply for an individual listing for every active location.
    • Pop-up, seasonal, or appointment-only sites are not eligible for separate listings.
    • We may consolidate or remove duplicate entries to keep the directory current.

CAC Registry

  • What is the CAC Registry?

    The CAC registry serves as a platform for collectors to share and manage their collections with the numismatic community. It provides a secure and basic inventory management system for collectors to showcase their collections among friends and fellow enthusiasts. This set is meant solely for the enjoyment of the collecting community, for each participant’s personal entertainment only. 

  • Do I have to be a CAC member/submitter to participate in the CAC Registry?

    No. We want the CAC Registry to be the place to show off your coins, even if you do not submit directly to us. But if you are interested in becoming a submiter, take a look at the Membership FAQs for more information about joining CAC as a submitter.

  • How do I set up my CAC Registry Account?

    The first step is to make sure you have an account with CAC; if you don’t you, can sign up here . After that, please review the article Quick Start.

  • What Coins does the CAC Registry allow?

    The CAC Registry offers two types of Sets: CAC Only and Universal sets. CAC Only sets accepts CAC coins, both graded and stickered. Universal sets accept CAC coins, both graded and stickered, as well as coins certified by Professional Coin Grading Service (PCGS) and Numismatic Guarantee Corporation (NGC) coins (though this is not an indication that PCGS or NGC endorse the CAC Registry).

    Details graded coins are authentic and therefore qualify for use in the CAC Registry. For details coins graded by CAC,
    the base score will be their Registry Value (RV) which is available on the coin’s cert lookup page. Details graded coins certified by PCGS and NGC holders are also eligible but will have a base score of P01.

    Raw coins may be added to your Collection but are not eligible to be added to Sets. 

  • What’s the difference between My Collection and My Registry Sets?

    In short, Collection items are individual coins; this should only include items you presently own. Registry Sets represent groups of coins typically collected together and are scored in order to compete with your fellow collectors.

  • What’s the difference between CAC Only and Universal sets?

    CAC Only sets only accept coins graded or stickered by CAC. Universal sets are more inclusive, accepting certified coins from CAC, PCGS or NGC. A CAC coin, whether graded or stickered, may be used in both CAC Only and Universal sets at the same time but only by the same participant.

  • What does “weight” mean?

    An item’s “weight” within the context of the Registry is intended to express that item’s rarity relative to the other items in the Set. Items with higher rarity are given a higher weight compared to more common items. CAC calculates weight using integers ranging from 1 to 10.

  • How do bonuses and weights factor into set and item scores?

    The score earned for an item in a Set is calculated as: item grade or RV + bonuses, if applicable x weight for that item / sum of all weights for the Set. The Set score is determined by adding all the item scores together. The Set Definition for each Set outlines the applicable Weighting and Bonuses available. You can also see the calculation for any item in a Set by clicking on the Set Score figure in the Set View page.

    Bonuses are additive, applied at the coin level, and applied to most Sets. There is a detailed list of examples of how bonuses are applied to items in the Registry Rules and Regulations. 

    Weighting is intended to assign greater scoring value to scarcer items and is relative based on other items in the Set; this means the same coin may have a different weight in different Sets. Weighting is applied to all Sets except Date sets.

  • Is there an award system in place for the best sets?

    The CAC Registry is primarily about bragging rights; however, we may institute awards for high-ranking and other sets. As the system is still new, there are no defined awards as of today, but stay tuned for updates regarding the award system in the future.

  • Can I track my Set progress?

    Yes, you can track your Set progress compared to other collectors via the Set Leaderboards. Each Set has a Leaderboard for CAC Only and Universal sets. If you feel your Set is lagging where you want it to be on the Leaderboards, you can add missing items to your Want List in an attempt to be matched with coins that could upgrade your Set.

  • Is my Registry Set information public?

    By default, no; Your Collection items and Sets are not public. But the primary purpose of participating in the Registry is to compete with your fellow collectors, and doing so requires making your Set visible to the public. This can be done through your account settings (established in your Profile) or at the individual Set level. If you are concerned about what information is made public, please contact us at help@cacgrading.com to discuss before accidentally making public information you wish to keep private.

  • What happens if I buy a coin from someone else that had the coin in their Sets?

    If you attempt to add a coin to the Registry but receive an error stating that coin is in use by another participant, please notify us at help@cacgrading.com. We will help resolve the ownership situation as soon as possible. We are also working on a more automated approach to resolving these issues.

  • Who do I contact with CAC Registry related questions?

    If you have any questions regarding the CAC Registry and sets, please contact us at help@cacgrading.com. We are happy to help assist you with any concerns or inquiries!

Grading

  • What is the CAC Grading shipping address?

    For CAC Grading, please send packages to the following address:  

    CAC, 1716 Corporate Landing Pkwy., Virginia Beach, VA 23454.  

    ***This is for CAC Grading submissions only***

  • Does CAC offer “First Strike” or other modern coin designations?

    Currently, CAC offers a “First Delivery” designation for modern coins that are eligible; you can review the eligibility criteria on the Designations section of Modern Grading page or from the Designations tab of the Grading Standards. Additional designations for raw coin submissions are available through our Bulk program only.

    For crossover submissions of coins graded by NGC or PCGS, some other modern designations may be applied to the CACG label. “First Strike” and “Early Release” will be labeled as “First Delivery,” and “First Day of Issue” will become “First Day of Delivery.” CAC does not recognize Last Day of Production, Last Year of Issue, or First Year of Issue.

    Unsure if a designation will cross? Please email help@cacgrading.com.

  • Can you explain the $5 imaging fee?

    This is for images of the coin's obverse and reverse that will be sent to you once the coin has been graded. In order to receive these images for coins submitted on the Economy tier, you must choose the option for the $5 imaging fee. Otherwise, you will only receive an image of the full coin holder. The coin's obverse and reverse images are included in the price of grading for the classic/vintage tiers of Standard and higher.

  • Does CAC grade world coins, tokens or medals?

    Currently, CAC does not accept these coin types. This will change in the future so keep an eye out for any announcements!

  • Can I drop off coins in person at your office?

    Our office is not open to the general public and we do not allow drop offs without prior approval and scheduling. Please contact customer care if you wish to drop off or pick up at our office.

  • Will CAC Grading recognize plus grades on CAC stickered crossovers?

    No. We do not guarantee CAC stickered coins that have a plus grade will be a plus grade at CAC Grading. When the coin was originally viewed by CAC Stickering, we did not recognize the plus. Please be sure to indicate the minimum grade clearly on your crossover (Legacy) submission to ensure your coin is not cracked out of its holder against your intentions. For example, if you have a 67+ but would be okay with a 67, that grade is guaranteed. However, If you were to submit a 67+ with a minimum grade of 67+, it is not guaranteed to cross at 67+. 

  • If I want to submit coins but want to use my private insurance, where can I indicate that on the submission form?

    There are multiple shipping methods available for members that are using their private insurance and they are listed in the Shipping Method area of the submission form. Please be aware that Federal Express and UPS require an established account to use those shipping methods and both of those shipping methods require a delivery speed which must be checked on the submission form. If choosing a USPS shipping service (e.g. Express, Registered, Priority), CAC will use your insurance and bill for the USPS postage and signature fees. You must list your account number if using Federal Express or UPS. The maximum insurance limit per package must be listed for all shipping methods chosen. DO NOT check the box for "CAC Shipping" when using your private insurance.

  • If I want to submit coins but do not have private insurance, where can I indicate that on the submission form?

    There is a box to check for "CAC Shipping" in the Shipping Method section of the submission form. This indicates that CAC will use its insurance and CAC-chosen shipping method to return your submission. DO NOT fill out any other information regarding shipping method.

  • Will CAC send me submission forms?

    While we do have paper forms, we encourage you to take a look at our online submission portal. You can also print PDF versions of our form from within that portal. Members who use the online portal will receive a $5 discount on the handling fee for each submission. Paper forms may be requested through CAC Customer Care at help@cacgrading.com.

  • Will CAC buy, sell, or appraise my coins?

    No. CAC is strictly a third party grading service that does not buy or sell coins.

  • What does the CAC Grading Process entail?

    When you submit coins to CAC Grading, they are received by our trained staff and entered into our grading system. From there, a group of graders will look at the coin's surface, edges and lettering to determine if there are any signs of damage, wear or other issues that may affect the coin's grade. The graders will then assign a grade that reflects its overall condition. This grade will take into account factors such as the coin's level of wear, the quality of its strike and the overall appearance of its surfaces. Once the coin has been graded and authenticated, it will be encapsulated in our plastic holder to protect it from further damage and preserve its condition. 

  • Do my stickered coins automatically crossover into CAC slabs

    Not necessarily. If the coin has a plus grade, color designation, or other item listed on the coin that CAC may not recognize. We do not guarantee CAC stickered coins that have a plus grade will be a plus grade at CAC Grading. When the coin was originally viewed by CAC Stickering, we did not recognize the plus. Please be sure to indicate the minimum grade clearly on your crossover (Legacy) submission to ensure your coin is not cracked out of its holder against your intentions.

Stickering

  • What address should I send my submissions to?

    CAC stickering submissions should be sent to CAC, 1420 US Highway 206, Suite 110, Bedminster, NJ 07921.

    *Please note this address is valid for STICKERING submissions only. 

  • Will CAC send me submission forms?

    While we do have paper submission forms, we encourage you to take a look at our online portal where you can create a submission. You can also print a PDF version of the submission form within the portal. Members who use the online portal will receive a $5 discount on the handling fee for each submission. Paper forms may be requested through CAC Customer Care at help@cacgrading.com.

  • Why can’t I use the CAC Verification Search to look up a PCGS or NGC graded coin that has no CAC sticker to find out if it has already been reviewed by CAC?

    Many coins that CAC has reviewed, but did not sticker, have been accurately graded by PCGS or NGC. However, CAC only stickers coins that are solid for the grade, often referred to as B quality coins, and those that are considered high-end for the grade, which are often called A quality coins. Those that are accurately graded by PCGS or NGC but are considered low-end for the grade, and often referred to as C quality coins, are not stickered by CAC.

    Furthermore, CAC wishes to protect the interest of an owner of a coin that has been reviewed by CAC but did not receive a sticker. Therefore, CAC does not want to compromise the value of such a coin by disclosing a negative review by CAC.

  • Is there any way to see if a coin received a CAC sticker before?

    There is a coin look-up feature on the CAC website (www.cacgrading.com) where you may enter a certification number to see if the coin received a CAC sticker.

  • Are the serial numbers of PCGS or NGC coins submitted to CAC for verification recorded? If so, are coins automatically rejected by CAC that have previously been submitted but were not stickered?

    The serial numbers of all PCGS and NGC coins that are submitted to CAC are recorded at the time they are entered into the CAC system.

    All PCGS or NGC coins that are submitted to CAC are reviewed for CAC verification whether they have previously been submitted to CAC or not. Occasionally a coin that has previously been rejected for CAC verification is reconsidered by CAC and stickered.

  • Why doesn’t CAC accept modern coins and is there any plan for them to be accepted in the future?

    CAC does not accept modern coins for stickering and has no plans to do so in the future. In addition to not stickering modern coins, CAC stopped evaluating colonials in 2015 and currently has no plans to accept them in the near future.

  • Can I send in my coin(s) for an appeal and will I be charged?

    Coins may be submitted for an appeal and should be noted as such on the submission form. The proper tier price for the coin will be charged as well as the handling fee.

  • What do I get charged if my coin does not get a sticker?

    All dealers and collectors will receive a 25% discount off the grading fee for any coin submitted that does not receive a CAC sticker.

  • Is it still a true re-sticker if a + is added?

    Yes, the coin can still be considered a true re-sticker if a plus (+) is added to the coin since CAC only evaluates based on numeric value.

  • If I want to submit coins but want to use my private insurance, where can I indicate that on the submission form?

    There are multiple shipping methods available for members that are using their private insurance and they are listed in the Shipping Method area of the submission form. Please be aware that Federal Express and UPS require an established account to use those shipping methods and both of those shipping methods require a delivery speed which must be checked on the submission form. If choosing a USPS shipping service (e.g. Express, Registered, Priority), CAC will use your insurance and bill for the USPS postage and signature fees. You must list your account number if using Federal Express or UPS. The maximum insurance limit per package must be listed for all shipping methods chosen. DO NOT check the box for “CAC Shipping” when using your private insurance.

  • Can I drop off coins in person at your office?

    If you are a CAC member, you may drop off coins in person at our office provided you call to make an appointment.

  • What is the turnaround time for my submissions to be processed?

    Processing of submissions varies depending on the volume of submissions in-house at the time.

  • Given that we are in the midst of a major bull market, wouldn’t it make more sense to introduce CAC under normal market conditions?

    While it's true that many coins have experienced phenomenal gains in the last 5 years, many important segments of the market have not participated. For example: In January 2000, gold traded at $280 per ounce. However in 2008, it had risen to over $800 per ounce during the same period the Grey Sheet bid for an MS65 1922 $20 Saint fell from $3120 to $1650. Coin collectors and investors had been told that the best way to participate in a rise in the price of gold would be through rare gold coins, as they would increase in value by a greater percentage than gold bullion. This proved to be true with a number of especially rare gold coins, but not for the MS65 1922 $20 Saint and a multitude of other coins. Clearly something is amiss. CAC can help address this anomaly.

  • What happened in the market to cause the anomaly between the rise in the price of gold and the decline in the value of MS65 1922 $20 Saint gold coins ?

     One of the main reasons for this phenomenon has been an increasingly knowledgeable and sophisticated collector base. While the full-time numismatist used to have a big advantage, the collector/investor has narrowed that gap by accessing a huge amount of information in recently published books, as well as articles and information available on the internet. In fact, there are many collectors who spend more time researching numismatics than rare coin dealers do. Today, the highly informed collector rules.

    As sophisticated collectors have continued to cherry-pick the best coins available for each grade, the overall quality of the remaining coins on the market has gradually lowered. In addition, as third-party grading services have certified millions of coins, inevitably, large quantities of low-end and over-graded coins have appeared. CAC believes that low-end and over-graded coins constitute at least 10% of existing certified populations, yet they probably represent 50% of the coins available in today's marketplace. So it is no surprise that over time, dealers have continued to lower the prices they are willing to pay for these coins. This, in turn, has resulted in the steep decline of the Grey Sheet bid for the MS65 1922 $20 Saint mentioned above, as well as for numerous other coins. Unfortunately, it seems as if the low-end coin is now wagging the nice-quality dog.

  • What documentation is needed to have my previously stickered coin re-stickered?

    Coins presented for re-stickering should have the tag from the old coin holder or a color scan of the coin in its previous holder sent with the submission form.

  • What qualifies as a true re-sticker?

    A true re-sticker is a coin that has the same grade, same certification number from the same grading service and same coin designation as the coin previously submitted.

  • Are re-stickers automatically approved?

    Re-stickers are not automatically approved since there is a slight possibility of damage or exposure during the re-holdering process. However, a high percentage of coins are approved as re-stickers.

  • If a coin doesn’t receive a CAC sticker, does it mean CAC believes the coin is over-graded?

    Absolutely not. There are many coins that are certified accurately for their grade. Unfortunately, it is an inescapable reality that many are at the lower end of the quality range for the assigned grade. CAC's rejection of a coin does not necessarily mean that CAC believes the coin has been over-graded. It simply means that there are other coins with CAC stickers that are of higher quality for the grade. CAC will eventually reject tens of thousands of accurately graded coins. Many of these rejected coins will be acceptable to numerous dealers and collectors and will continue to be available in the marketplace. For quality-conscious collectors and dealers, a coin with a CAC sticker will have significant meaning.

  • What percentage of coins CAC reviews sticker?

    As of April 1, 2023, CAC has stickered approximately 43% of the coins received.

  • Can people tamper with the CAC sticker?

    No, the CAC sticker is unique and if tampered with, it will not remain intact. 

  • During the verification process, if a coin merits a gold sticker whether asked for or not, will it receive a gold sticker?

     Yes, if the coin merits a gold CAC sticker, it will receive a gold sticker. No special request is needed.

  • What is the difference between the green and gold sticker?

     A green CAC sticker means that the coin is solid for the grade it was assigned. A gold CAC sticker means that the coin exceeds the grade assigned. Therefore, the coin would receive a CAC green sticker at the next numeric grade.

  • How will coins with CAC Stickers be priced?

    Ultimately, the free market decides the value of coins. It will be influenced by how many coins in a specific grade are considered low quality. For example, an MS65 1922 $20 Saint with a CAC sticker might have a large bid price premium over market-acceptable non-stickered examples because perhaps only 20% of those submitted will meet or exceed CAC’s high quality standards. A 1923-D Saint could be a very different story because there are a fairly large number of nice quality 1923-D Saints in MS65 holders that should qualify for a CAC sticker. As a result, they will almost certainly trade at a smaller premium over the market-acceptable non-stickered coins.

    It is CAC’s goal to recognize and give deserved credit to quality coins. It is our hope and strong belief that this process will minimize the unfair negative effect on quality coins by decoupling them from their lower-end counterparts.

  • What is the grading team looking for when reviewing coins for stickering?

    When reviewing coins for a CAC sticker, the grading team is looking for coins that are considered solid or high-end for the grade.

  • I noticed that CAC uses the term “premium quality” to describe coins that receive a CAC sticker. How does CAC define premium quality?

    For many years, coin dealers and advanced collectors have used the letters A, B and C among themselves to further describe coins. C indicates low-end for the grade, B indicates solid for the grade and A indicates high-end. CAC will only award stickers to coins in the A or B category. C coins, although accurately graded, will be returned without a CAC sticker.